The School has insured all students and staff for Accidental injury. Guidelines for claim management as given by The Oriental Insurance Company Ltd. is given below :

•             In Personal Insurances sentiment and emotions play a major role. These policies have been designed as user-friendly covers and a high degree of tact and power of persuasion is vital in handling such claims.

•             The Guidelines given accordingly recommend a broad framework to be judiciously utilized in day to-day operations in merits.

•             Generally, the scrutiny of following documents are important whilst processing all PA claims duly completed claim form.

•             Report of attending Doctor either as a separate document or on the reverse of claim form if provision is made therefor.

•             Investigation reports like laboratory test, x-rays and reports essential for confirmation of the injury.

•             Police Reports.

•             Certificate of proof of age of dependent child in case the claim is under education grant provision.

•             Payment made for carriage of dead body may be considered on the basis of declaration by the claimant.

•             Medical bills corresponding to doctors prescription where Medical extension is granted.

•             Self-declaration if Policy diary was not lodge (i.e. except Road accident)

•             Vitamins and tonics deemed medicines ONLY if prescribed by the Doctor as a part of treatment.

•             In addition, for fatal claims, following documents need scrutiny :

i)          Death Certificate

ii)          Post Mortem Report wherever available

iii)          Coroner's Report

iv)          Inquest Report

On requirement of preferring a claim parents are requested to photocopy the form given in the School diary, complete all columns and along with documents required submit the form to the school reception. For any guidance Mr. Nitesh Shah whose number is given on the form can be contacted.

To

The Branch Manager 

The Oriental Insurance Company Ltd.

City Divisional Office No. 04

33 Stephen House (2nd Floor)

4 B B Bag (East), Kolkata - 700 001

(Through Mr. Nitesh Shah)

Sub : First Information of Accident Injury to insured covered under the

Policy No.................................................................................................................

The Bhawanipur Gujarati Education Society School.

Dear Sir,

Please find below details of injuries sustained by one of the insured members under the above policy.

This is for your information and necessary action please.

Trustee

The Bhawanipur Gujarati Education Society